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Health & Fitness

Zip Cars and liability Insurance

Have you heard of the latest craze in car rentals? ZipCars, a car-sharing service has become quite popular in the tri-state area

Have you heard of the latest craze in car rentals? ZipCars, a car-sharing service has become quite popular in the tri-state area. By becoming a member, one can rent a car for a couple hours with free gas. Apparently, people would rather use these cars than calling a cab service or using traditional car rental services.

Ron Lieber from The New York Times wrote extensive posts on the downsides of using a Zip Car. One of these happens to be that the company puts drivers at risk with their limited liability insurance coverage. Ron writes, “It [ZipCars] caps the liability insurance coverage it provides for members at $300,000 per incident, no matter how many people they may hurt.”

This may not be enough if you injure someone or their property while driving a Zipcar. You can be held personally responsible for medical and lawyer fees if your accident ends up in front of a judge.

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